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Deciding to Buy

Your forever home, your stepping stone, your first investment, your portfolio’s newest addition, your retirement destination, your legacy… whatever your goal is for this property, we want to help you reach it.

Why Do You Want To Buy?

Are you tired of paying rent? Have you decided to pay your own mortgage and not your landlord’s? Have you outgrown your current home? Are you looking for an investment portfolio? Are you looking for a rental property? Would you like a larger yard? Would you rather live in a different area? Do you want to shorten your commute? Having a clear sense of your reasons for buying will help you choose the right property.

Has Your Income Grown?

Property ownership is an excellent investment; whether you are looking for your dream home, a rental property, or to expand your investment portfolio. Owning real estate is one of the least risky ways to build equity or to obtain a greater return on your initial investment.

What do you need to get there?

Prospective homebuyers and investors need to be:

1. Motivated – Only YOU know when it is truly the right time to make your next move. Is your current lease expiring? Do you want to move to a new neighborhood/school district? Do you want a larger yard? Do you want to expand your investment property portfolio?

Having a clear sense of your reasons for buying will help you find the right property before someone else captures the opportunity.

2. Educated – How much inventory is currently on the market? Are we in a buyer’s or seller’s market? Are ‘bidding wars’ really happening? How can I make sure I am not over paying for a property?

Knowledge is power and being well equipped in this market can save you months of time and thousands of dollars.

3. Qualified – Mortgage Financing or All Cash? FHA or Conventional? Is a Jumbo loan the best option? What is DTI? How much are closing costs?

Your qualification/Pre-approval and risk tolerance will guide your property search and allow you to target the right property type and location. Our partnership with local mortgage lenders will ensure that we get these questions answered for you.